• Dhanmitra Microservices Association

Privacy Policy

Privacy Policy

1. Introduction

At Dhanmitra Microservices Association, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our website and services.

2. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, contact details, date of birth, and address.
  • Financial Information: Loan details, payment history, and bank account information.
  • Transaction Data: EMI payments, transaction IDs, and payment method details.
  • Technical Information: IP address, browser type, device information, and cookies.
3. How We Use Your Information

We use your information for the following purposes:

  • To provide and manage our microfinance services.
  • To process loan applications and EMI collections.
  • To verify your identity and prevent fraudulent activities.
  • To comply with legal and regulatory requirements.
  • To send important updates, notifications, and offers.
4. Data Protection and Security
  • We implement strict security measures to protect your personal and financial data.
  • Your information is encrypted and securely stored.
  • Access to your data is restricted to authorized personnel only.
5. Data Sharing and Disclosure

We do not sell or rent your personal data to third parties. However, we may share your information with:

  • Payment gateway providers (e.g., PayU) to process EMI payments.
  • Regulatory authorities when required by law.
  • Service providers for operational and technical support.
6. Cookies and Tracking
  • We use cookies to improve your website experience.
  • Cookies help us analyze website traffic and customize content.
  • You can manage or disable cookies through your browser settings.
7. Your Rights

You have the right to:

  • Access, update, or request deletion of your personal information.
  • Opt out of marketing communications at any time.
  • Raise concerns regarding the handling of your data.
8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before sharing any information.

9. Policy Updates

We may update this Privacy Policy periodically. Any changes will be posted on our website with the effective date.

10. Contact Information

For any privacy-related queries, you can contact us at:

📞 Contact Us: +91 7080742332

dhanmitramicrodeoria@gmail.com