• Dhanmitra Microservices Association

Loan Against Property

Micro LAP

A Micro Loan Against Property (Micro LAP) is a type of loan product aimed at small business owners or individuals with limited credit needs who may not qualify for larger, traditional loans. It’s similar to a standard Loan Against Property (LAP), where the borrower pledges property as collateral to secure the loan, but it’s tailored for lower loan amounts. Micro LAP products are typically designed for small enterprises, micro-entrepreneurs, or self-employed individuals who need quick access to modest funds for business expansion, working capital, or personal financial needs.

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Features & benefits

  • No Collateral Required
  • Minimum Documentation
  • Establish Credit Record
  • Credit Score Growth
  • Increased Loan Eligibility
  • Strengthened Relationship with Financial Institutions
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Eligibility

We have diverse eligibility criteria for our Arambh Business Loans. This includes your age, income, nature of your business, and more.

Nationality

Indian

Customer Profile

Business Owner (NTC)

Loan Tenure

12 months

Business Stability

18 Months or More

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EMI Calculator

₹ 50,000
12
36%
Monthly EMI ₹ 0.00
Interest Payable ₹ 0.00
Amount Payable ₹ 0.00

Interest Rate & Charges

Our interest rates are competitive and reasonable for customers. They depend on various factors:

  • Easy and flexible criteria for eligibility
  • Principal, tenure, and other factors influence the rate
  • Get a good interest rate which is pocket-friendly
  • Industry-standard rates with best service and assistance
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Frequently Asked Questions.

  • CIBIL Score: New-To-Credit
  • Loan up to 50,000/- to 1,00,000/-
  • Loan Tenure up to 12 Months
  • Easy Monthly Installment
  • Loan Approval within 48 hours
  • Same day Disbursement after documentation

Reducing Rate of Interest 36% per annum

Processing Charges 2.5% + GST (18% on Processing Fees)
Documentation Charges NIL
Maximum Repayment Tenure 12 Months

KYC Documents (AADHAR, PAN)

Business Proof

Residence Ownership Proof